Empower your customers when making a big purchase

Jifiti – Zero integration POS consumer financing.

A Retail Opportunity

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U.S. SHOPPERS SEEK FINANCING

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%

AOV INCREASE WHEN USING FINANCING

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%

SHOPPERS PREFER RETAILERS WITH INSTANT FINANCING

Unleash Financing. Capture Sales.

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SIMPLE

Self serve application with no need to apply for another credit card

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CONVENIENT

Instant solution for eligible customers, with clear terms.

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OMNICHANNEL

The online and in-store experience is intuitive and seamless

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CONVERSION

Customers can now buy the item they really need or love without compromising on quality

Making a big purchase can be intimidating. Financing shouldn’t be.

Introducing a simple way to offer on-the-spot POS financing.

A white-labeled platform that enables you to offer POS lending without needing to integrate with a lender.

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ZERO INTEGRATION

Does not require any integration between your lender and your POS

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WHITE LABELED

The entire flow is built with your branding and is displayed on your site as a sub-domain

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SEAMLESS TRANSACTION

Customer receives the installment loan on a digital Mastercard prepaid card and checks out like any other transaction

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CHOICE OF LENDERS

Works with any of our existing partner lenders or the lender of your choice

How It Works

Implementation Roadmap

CUSTOMIZE
PLAN
DESIGN
TEST
DEPLOY

A Seamless and Simple Process

Lender’s application form is displayed  by Jifiti in the retailer’s consumer financing interface
Consumer applies for financing – information is transferred via the secure API to the lender
Approval is returned to the Jifiti system via the API
Once approved, funds are issued on a digital Mastercard  prepaid card that can be used only at that retailer
Consumer uses the Mastercard digital prepaid card to check out in the store, just like they would any card
Consumer repays the lender directly in monthly installments.

With a digital financing platform, you have the opportunity to grow your consumer lending.

The right digital platform enables you to finance more consumer purchases through retailers, which means diversification for your lending portfolios and increased loan revenue.

Here is what our clients have to say about us...

Lenders need to innovate their instore credit solutions to stay competitive and relevant to retailers and consumers.

Consumer confidence in alternative finance providers is growing. Not only is demand increasing for these solutions, but they have lower operational costs than traditional in-store retail financing products.

%

of U.S. millennials do not have a mainstream credit product

%

of UK millennial respondents have had loans with alternative providers

%

of global consumers use fintech solutions